Website Terms, Disclaimers & Compliance

Terms of Use & General Disclaimer
By accessing this website, you agree that the content, calculators, and materials provided by Brain Waves Financial Services Pvt Ltd are for general informational and educational purposes only. Unauthorized copying or redistribution of website materials is prohibited.

Not Financial Advice
The general information provided regarding Equity, F&O, Mutual Funds, IPOs, PMS, Commodities, Fixed Income, and Insurance is for informational purposes only. Brain Waves Financial Services Pvt Ltd acts strictly as an AMFI-registered Mutual Fund Distributor (ARN-347374) and is not a SEBI-registered Investment Advisor. This content does not constitute professional financial, investment, legal, or tax advice.

Illustrative Purposes Only (Calculators)
The financial calculators (e.g., SIP, Step-Up SIP, Retirement) provided on this website are tools designed solely for illustrative and educational purposes.

No Guarantee of Returns
The outputs generated by our calculators are estimates based on user-inputted assumptions and hypothetical scenarios. They do not predict actual market performance, and we make no guarantees regarding actual returns on investments.

Mutual Fund & Market Risk Disclaimer
Mutual Fund investments and securities market instruments are subject to market risks; please read all scheme-related documents (SID, KIM, and Addenda) carefully before investing. Past performance is not indicative of future results and provides no guarantee of future returns. Brain Waves Financial Services Pvt Ltd acts solely as an AMFI-registered Mutual Fund Distributor (ARN-347374) and does not provide investment advisory services. Investors are strongly advised to assess their risk appetite and financial objectives, conduct independent research, or consult a SEBI-registered Investment Adviser (RIA) or qualified financial professional before executing any transactions.

Commission Disclosure
In accordance with SEBI circulars and AMFI guidelines, Brain Waves Financial Services Pvt Ltd (ARN-347374) distributes mutual fund schemes under the Regular Plan option and receives trail commissions directly from Asset Management Companies (AMCs). We do not charge direct advisory or distribution fees to clients. The exact scheme-wise commission structure is available upon request prior to transaction execution.

Investor Grievance Redressal
For any service inquiries or complaints regarding our distribution services, contact us:
Name: Sobha Rajan Sarathgopal
Email: brainwavesfinancial@gmail.com
Phone: +91 93834 34256
Office Address: First Floor, TJ Complex, Kallumutty, Iritty, Kerala – 670703
We will acknowledge your grievance within 24 hours and resolve it within 15 days.
Regulatory Escalation: If your grievance remains unresolved, you may lodge a complaint with SEBI SCORES (https://scores.sebi.gov.in) or approach the SMART ODR portal (https://smartodr.in).