Choose Your Path. Secure Your Future.
Use our comprehensive calculator to determine your retirement corpus and timeline for traditional or early retirement (FIRE).
Tips
- Inflation Impact: Even a modest 6% inflation doubles your monthly expenses roughly every 12 years.
- The 25x Rule: This calculator assumes your target corpus is 25 times your annual expenses at the time of retirement, which aligns with the globally accepted 4% Safe Withdrawal Rate.
- Starting early drastically reduces the monthly SIP required due to the power of compounding.
- These calculations are for illustrative purposes and do not represent guaranteed financial advice.
Tips
- FIRE stands for Financial Independence, Retire Early. It focuses on maximizing savings and investments to retire much earlier than traditional ages.
- Moving Target: Notice how your target corpus (dashed line) moves up over time? This accounts for inflation increasing your living expenses while you build wealth.
- Safe Withdrawal Rate (SWR): 4% is considered a safe baseline. If you withdraw 4% of your total corpus annually, your money is statistically likely to outlive you.
- To achieve FIRE, experts recommend a savings rate of 50% to 70% of your take-home pay.
- These calculations are for illustrative purposes and do not represent guaranteed financial advice.
WHY?
Why Plan for Retirement and FIRE?
Determine the exact corpus required to sustain your desired lifestyle after you stop working. Whether you aim for a traditional retirement or early financial independence (FIRE), a precise roadmap is essential. Explore suitable investment options for your life stage.
Defined Timeline
Regular investing helps you stay on track.
What-If Testing
Simulates different retirement ages, expenses, and market conditions to test your plan’s resilience.
Target Nest Egg
Ensure your total savings can safely support your lifestyle through retirement.
Inflation Protection
Utilize step-up SIPs to help counter inflation over time.
Financial Independence
Build a sustainable corpus that generates enough passive income to cover your living expenses without relying on a traditional paycheck.
Lifestyle Design
Gain the ultimate freedom to design your post-career life on your own terms, whether that means traveling, volunteering, or pursuing personal passions.
READY TO SECURE YOUR FUTURE?
Plan Your Retirement Timeline Today.
Let us facilitate your investment journey with mutual fund options that align with your retirement timeline.
